Owning your own home provides several financial benefits for you and your family.  In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment!

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs.

MLS can help you realize your homeownership dreams by offering you all the best advantages:

– Low Rates
– Easy Online Application
– We offer ALL Mortgage Programs available nationwide
– Guidance and Advice From an Experienced Loan Professional

Before you spend time house-hunting, talk with us today about getting pre-approved and shopping with peace of mind.  We can help you determine the proper price-range for you, monthly payment amounts, and send you out with a realtor referral and confidence!  Apply online now to be pre-approved or call us today to get started.

Here is a list below of common documentation items we will need once you apply:

*2 Most recent paystubs from your current job(s) and last 2 years W2's

*2 Most recent Federal Tax Returns and all schedules (if you are self employed)

*Most recent checking and savings account statements (all pages please)

*Most recent retirement account statement/summary page

*Most recent 1st mortgage statement (if you currently own other property)

*Most recent home insurance policy/statement (if you currently own other property)


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Florida Offices

Islamorada, FL, 33036
St. Petersburg, FL, 33708


Ohio Office

Columbus, OH, 43082
Lewis Center, OH, 43035


Pennsylvania Office

Monaca, PA 15061



Company NMLS #138740
We lend statewide in Ohio, Florida, and Pennsylvania
Ohio# MB.802202, Florida# MBR794, Pennsylvania Dept. of Banking License#21259
Consumer access to the National Mortgage Licensing Service to check our credentials.

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Equal Housing Lender