Welcome to Mortgage Lending Solutions…our team appreciates your interest and you taking some time to check out our website!

Here at MLS, we are blessed enough to work almost 100% “By Referral Only.” This allows us to focus all our time and energy exclusively on our customers, working towards their financial goals, and saving them money! As always, we like to send out a HUGE  THANK YOU to all of our current customers, bank associates, realtors, financial planners, and friends, for referring your clients, friends, and family to us!

Thank you to the Marathon and Lower Keys Association of Realtors for recently voting us the “Affiliate of the Year!” We truly appreciate your endorsements and trust!

Applying with us allows you the stability of applying with all of America’s top mortgage lenders, and banks, at once. We’ll do the research for you and educate you on your personal mortgage options, saving you time and money!

Carolyn Frey is the owner of the Ohio, Pennsylvania and Florida based consulting company, Mortgage Lending Solutions. She has over 27 years of experience working in the mortgage industry helping customers to achieve their home-ownership dreams!  She is based locally in Florida and in central Ohio, and she is licensed to serve all counties in all 3 states.

Heather Lashaway is locally based in central Ohio.  She has been with Mortgage Lending Solutions for over 8 years as our Operations Manager, and has also obtained her license to now be a full fledged Personal Mortgage Consultant!

Robin Rosemeier joined Mortgage Lending Solutions and ‘Team Frey’ in January 2017.  She was brought in as our Customer Experience Manager, and she is typically the first point of contact when potential buyers contact us to inquire about and/or initiate the pre-approval process.  She assists in coaching buyers through the over all buying process, and it is her passion to assure that we build and maintain happy relationships that result in earning repeat business and referrals!

Financial guru Suze Orman, and the book Buying a Home for Dummies, both recommend using an independent mortgage consultant for all your mortgage needs! We work with many national banks and lenders, providing the stability you deserve in today’s economy. If you are interested in receiving the best possible service, product choices, and education along the way, you are in good hands!
If you are considering:

  • Buying a home
  • Building a home
  • Refinancing to consolidate bills
  • Home improvements
  • Estate planning or a reverse mortgage
  • Purchasing investment or commercial properties

Then please contact us or apply online today.

We will help you take the first step towards achieving your financial goals with the unique MLS experience!

Meet Our Staff